“Civil Bank Platinum Savings Account” is an exclusive interest bearing account primarily designed for high income earning professionals and high net worth individuals. There is no limitation for deposits and the depositors can withdraw their deposits at any time during the banking operation period as per their convenience.
Basic Eligibility Criteria
Customer holding balance of NPR 50,000/-
- Free Cheque book.
- Free Internet Banking for the 1st year.
- Free Mobile Banking for the 1st year.
- Free MasterCard Debit Card for the 1st year.
- 100% discount on smallest locker annual rental fee, and 50% discount on the annual rental fees for other locker sizes (key deposit amount will be taken in full).
- Unlimited deposits / withdrawals.
- Accidental Death/Permanent Total Disability insurance – Upto NPR 1 million or equivalent to account balance, whichever is lower.
- 50% rebate on Loan processing fees and commission on banking services such as Issuance of Demand Draft and SWIFT Transfer.
- Can be opened as a joint account.
- All other services applicable under Purple Banking.
Rates & Fees
Rate of Interest: 7%
Interest Rate Calculation: Daily basis
Interest Rate Posting: Quarterly basis
All documents as per Bank’s KYC Policy and the directives of Nepal Rastra Bank.